Partners

Medical centres

Members of the fund are only charged an excess of 25% for services provided by medical centres that are included in the invoicing agreement. A Kela card with the fund’s identifier (46001) is required.

Please note that for a magnetic examination you will need a referral from a specialist.

The service provider has promised the members of the fund a 5% discount from the list prices.

Helsingin Magneettikuvaus 

 

Members of the fund are only charged an excess of 25% for services provided by medical centres that are included in the invoicing agreement. A Kela card with the fund’s identifier (46001) is required.

Office fee: EUR 0

www.helsinkihospital.com

Members of the fund are only charged an excess of 25% for services provided by medical centres that are included in the invoicing agreement. A Kela card with the fund’s identifier (46001) is required.

The service provider has promised to grant the following discounts to members of the Enerkemi Insurance Fund:

  • Clinical chemistry, haematology, microbiology -35%
  • Laboratory packet tests -10%
  • Facility fees for native X-rays and bone scans -20%
  • Facility fees for ultrasound examinations -20%
  • Office fee: EUR 0

The contract does not include procedures and operations, for which compensation must be applied for with the fund’s office.

www.aava.fi

Members of the fund are only charged an excess of 25% for services provided by medical centres that are included in the invoicing agreement. A Kela card with the fund’s identifier (46001) is required.

The service provider has promised to grant the following discounts to members of the Enerkemi Insurance Fund:

  1. laboratory-, x-ray and ultrasound examinations -5%
  2. Office fee EUR 0

Members of the fund are only charged an excess of 25% for services provided by medical centres that are included in the invoicing agreement. A Kela card with the fund’s identifier (46001) is required.

The service provider has promised to grant the following discounts to members of the Enerkemi Insurance Fund:

  • basic laboratory tests -33%
  • x-ray and ultrasound examinations -20%
  • office fee: EUR0

The discounts listed above also apply to family members living in the same household as the member of the Enerkemi Insurance Fund.

The contract does not include procedures and operations, for which compensation must be applied for with the fund’s office.

www.mehilainen.fi

Members of the fund are only charged an excess of 25% for services provided by medical centres that are included in the invoicing agreement. A Kela card with the fund’s identifier (46001) is required.

In accordance with the contract, some services offered by medical centres are provided to the fund’s members in line with a separate discount price list. In other respects, the service provider’s current price list will apply in accordance with the following discounts:

  1. All native X-ray examinations: -20%
  2. All magnetic resonance imaging examinations EUR350
  3. All ultrasound examinations: -20%
  4. Laboratory examinations: -40%
  5. Clinico-physiological examinations: -15%
  6. Other doctors’ fees -12%

The contract does not include procedures and operations, for which compensation must be applied for with the fund’s office.

www.pihlajalinna.fi

Members of the fund are only charged an excess of 25% for services provided by medical centres that are included in the invoicing agreement. A Kela card with the fund’s identifier (46001) is required.

  • Office fee: EUR 0

Please note that a referral from a specialist is required for MRI

www.synlab.fi

Members of the fund are only charged an excess of 25% for services provided by medical centres that are included in the invoicing agreement. A Kela card with the fund’s identifier (46001) is required.

The service provider has promised to grant the following discounts to members of the Enerkemi Insurance Fund:

  1. Office fee: EUR 0
  2. Laboratory examinations : -35%
  3. Native X-ray examinations: -20%
  4. Ultrasound examinations: -15%

www.Terveystalo.fi

How to visit medical centres

 

The members of the fund are entitled to choose their own medical centre.

 

Nevertheless Enerkemi has a contract with some of the medical centres. These partners charge only an excess of 25 % for medical services that are included in the invoicing agreement. A Kela card with the fund´s identifier (46001) is required.

The invoicing agreement does not cover the following cases:

  • expenses which are not reimbursable by Kela
  • expenses of procedures and operations
  • expenses of medical certificates which are not for sickness allowances or special reimbursement of medicin
  • hospital bed charges
  • expenses of medicine, accessories, assistive devices or intrauterine devices

A part of these expenses are reimbursable by the book of Enerkemi but they are not included in the invoicing agreement because of annual maximum limits.

Dental clinics

Members of the fund are only charged an excess of 25% for services provided by dentists and dental hygienists. A Kela card with the fund’s identifier (46001) is required.

The service provider has no way of knowing whether a member of the fund has exceeded their annual maximum limit for compensation. If a member of the fund has been granted compensation, even though they have exceeded their annual maximum limit, they will be charged accordingly afterwards.

This also applies to cases where a member is not entitled to additional compensation from the fund for dental care for other reasons.

Compensation is not paid for aesthetic dental care or dental care tools.

The service provider has promised to grant the following discounts to members of the Enerkemi Insurance Fund:

  • 10% discount on basic dental care and care provided by an oral hygienist
  • Office fees will not be charged

Coronaria Hammasklinikka

Members of the fund are only charged an excess of 25% for services provided by dentists and dental hygienists. A Kela card with the fund’s identifier (46001) is required.

The service provider has no way of knowing whether a member of the fund has exceeded their annual maximum limit for compensation. If a member of the fund has been granted compensation, even though they have exceeded their annual maximum limit, they will be charged accordingly afterwards.

This also applies to cases where a member is not entitled to additional compensation from the fund for dental care for other reasons.

Compensation is not paid for aesthetic dental care or dental care tools.

The service provider has promised to grant the following discounts to members of the Enerkemi Insurance Fund:

  • Office fees will not be charged

www.oral.fi

Members of the fund are only charged an excess of 25% for services provided by dentists and dental hygienists. A Kela card with the fund’s identifier (46001) is required.

The service provider has no way of knowing whether a member of the fund has exceeded their annual maximum limit for compensation. If a member of the fund has been granted compensation, even though they have exceeded their annual maximum limit, they will be charged accordingly afterwards.

This also applies to cases where a member is not entitled to additional compensation from the fund for dental care for other reasons.

Compensation is not paid for aesthetic dental care or dental care tools.

 

The service provider has promised to grant the following discounts to members of the Enerkemi Insurance Fund:

  • Members of the fund receive a discount of 10% on basic dental care. This also applies to members on unpaid leave.

Kokko-Dent website

Members of the fund are only charged an excess of 25% for services provided by dentists and dental hygienists. A Kela card with the fund’s identifier (46001) is required.

The service provider has no way of knowing whether a member of the fund has exceeded their annual maximum limit for compensation. If a member of the fund has been granted compensation, even though they have exceeded their annual maximum limit, they will be charged accordingly afterwards.

This also applies to cases where a member is not entitled to additional compensation from the fund for dental care for other reasons.

Compensation is not paid for aesthetic dental care or dental care tools.

Website

Members of the fund are only charged an excess of 25% for services provided by dentists and dental hygienists. A Kela card with the fund’s identifier (46001) is required.

The service provider has no way of knowing whether a member of the fund has exceeded their annual maximum limit for compensation. If a member of the fund has been granted compensation, even though they have exceeded their annual maximum limit, they will be charged accordingly afterwards.

This also applies to cases where a member is not entitled to additional compensation from the fund for dental care for other reasons.

Compensation is not paid for aesthetic dental care or dental care tools.

The service provider has promised to grant the following discounts to members of the Enerkemi Insurance Fund.

  • Office fees will not be charged
  • 10% discount on ordinary X-ray imaging
  • 10% on services provided by a dental hygienist (excluding aesthetic services)

Chains of physiotherapy practices

At the Auron locations, members of the fund are only charged an excess of 25% for physiotherapy, physiotherapeutic examinations and light therapy. Office fees will not be charged.

A Kela card with the fund’s identifier (46001) is required.

Please note that the contract does not include lymphatic treatments.

The contract covers the entire Auron chain, which includes more than 100 locations in Finland. Visit the Auron website for contact information and appointments at www.auron.fi

At the Fysios locations covered by the contract, members of the fund are only charged an excess of 25% for physiotherapy, physiotherapeutic examinations and light therapy. The contract with the Fysios is nationwide from 1.10.2020.

A Kela card with the fund’s identifier (46001) is required.

Please note that the contract does not include lymphatic treatments.

At the Komppi locations covered by the contract, members of the fund are only charged an excess of 25% .

The contract covers visits to a psychologist or psychotherapist with the rules of the fund.

According to the rules a doctor´s referral is needed. The compensation is 75 % of the costs of a treatment but not more than 1200 euro per member per calendar year.

The agreement covers also visits to psychiatrist.

www.komppi.net

Contract pharmacies

The insurance fund has an agreement with the Association of Finnish Pharmacies and the Yliopiston Apteekki chain of pharmacies.

In accordance with the agreement, members of the fund are only charged an excess of 25% on pharmaceuticals eligible for reimbursements from Kela at all contract pharmacies.

A Kela card with the fund’s identifier (46001) is required.

In addition, compensation of 75% is paid for pharmaceuticals prescribed by a doctor that are not eligible for reimbursements from Kela. The maximum amount of such compensation is EUR 670 per member per calendar year. The compensation is not granted at the pharmacy. It must be applied for with the fund’s office.

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